INVESTORS FAQ2018-07-18T21:37:10+00:00

INVESTORS FAQ

This is not an offer to sell or the solicitation of an offer to buy securities. Contact Precision Capital to obtain an offering circular. Investors should carefully review the offering circular, including its description of risks associated with these securities, before investing. Available to Oregon residents only.

Many times I see ads saying I can get 11-13% or more for my money; why is your return not that high?2018-07-24T19:27:35+00:00

Precision Capital believes its loans are safer and its lending practices more conservative than those offered by others. We focus not only on the borrower’s ability to repay, but we want the borrower to have a substantial down payment.  Typically, the loans that offer the higher rates come with a much higher risk to the investor. Our #1 priority is the safety of your investment and we are unwilling to compromise that safety with a risky loan. This cautious approach has resulted in no loss of principal or interest to our investors on any loan Precision Capital has generated. A record we are very proud of!

What’s the risk?2018-07-24T19:28:55+00:00

Read the offering circular carefully before investing. As with all investments, there are risks. Precision Capital’s investment managers focus on funding secure, lower loan-to-value loans to minimize the risk of default. In fact, Precision Capital has yet to have a default on any loan it has originated. A record we are proud of!

What is the minimum investment I can make?2018-07-24T19:31:20+00:00

$25,000 is typically the minimum investment; there is no maximum.

Can I invest retirement funds, like IRA’s?2018-07-18T21:27:05+00:00

Many of our investors invest their retirement funds using a third party custodial company. This arrangement lets you direct the investment while taking advantage of the tax advantages of IRA’s. We can put you in touch with a reputable custodial company to facilitate investing retirement funds with Precision Capital.

What rate of return can I expect?2019-09-14T01:25:49+00:00

Your rate of return is dependent on the interest rate and payment performance on the loans acquired by the Fund. The goal is to maximize returns without jeopardizing your principal. The General Partner of the Fund expects acquired notes to be in the 9-14% annual interest rate range, which represents about 7.75-11% to the Fund after fees. This is assuming no loss or defaults, which may occur.

Who services these loans and how do I get my payments?2019-09-14T01:35:57+00:00

Precision Capital services 100% of the loans we originate. As a Limited Partner, you, or your custodian if retirement funds are invested, have the option of receiving a monthly check, or reinvesting your income earned back into the Fund. Regardless if you choose income or to reinvest, you will receive a monthly statement listing your earnings on the 15th of each month. If the 15th happens to fall on a weekend or holiday, your statement will be sent out the following business day.

How long is my money tied up?2019-09-14T01:37:20+00:00

A minimum of 12 months. After 12 months, you may request in writing a return of your principle balance on a quarterly basis, as described in our Limited Partnership Agreement.

Loans are secured by real estate; what kind of real estate?2018-07-24T19:39:58+00:00

Precision Capital loans on owner-occupied residential homes, commercial property, vacant land, second homes and investment properties. The underwriters of the loans at Precision Capital focus on conservative loan-to-value ratios and income documentation no matter what the property type is.

Who decides where my money is invested?2019-09-14T01:38:24+00:00

The General Partner, who is also a Partner in the Fund.

Who keeps track of the accounting a documentation I need for my taxes?2019-09-14T01:40:39+00:00

Precision Capital provides you with a year-to-date statement each month, as well as a K-1 form reflecting your income earned.

Can anyone invest?2018-07-18T21:32:58+00:00

Any Oregon resident can invest.

How do I start investing?2019-09-14T01:43:56+00:00

Call us at 541-485-2223, or toll free at 866-207-0740 or email us at info@precisioncapital.net to set up your own private consultation.