INVESTORS FAQ2018-07-18T21:37:10+00:00


This is not an offer to sell or the solicitation of an offer to buy securities. Contact Precision Capital to obtain an offering circular. Investors should carefully review the offering circular, including its description of risks associated with these securities, before investing. Available to Oregon residents only.

Many times I see ads saying I can get 11-13% or more for my money; why is your return not that high?2018-07-24T19:27:35+00:00

Precision Capital believes its loans are safer and its lending practices more conservative than those offered by others. We focus not only on the borrower’s ability to repay, but we want the borrower to have a substantial down payment.  Typically, the loans that offer the higher rates come with a much higher risk to the investor. Our #1 priority is the safety of your investment and we are unwilling to compromise that safety with a risky loan. This cautious approach has resulted in no loss of principal or interest to our investors on any loan Precision Capital has generated. A record we are very proud of!

What’s the risk?2018-07-24T19:28:55+00:00

Read the offering circular carefully before investing. As with all investments, there are risks. Precision Capital’s investment managers focus on funding secure, lower loan-to-value loans to minimize the risk of default. In fact, Precision Capital has yet to have a default on any loan it has originated. A record we are proud of!

What is the minimum investment I can make?2018-07-24T19:31:20+00:00

$25,000 is typically the minimum investment; there is no maximum.

If I want to sell my Precision Capital investment prior to maturity to get my cash, can I?2018-07-18T21:26:31+00:00

Precision Capital will market any Precision Capital investment you wish to sell to other investors and handle the details of the sale when a buyer is procured for your investment. A transaction fee would apply.

Can I invest retirement funds, like IRA’s?2018-07-18T21:27:05+00:00

Many of our investors invest their retirement funds using a third party custodial company. This arrangement lets you direct the investment while taking advantage of the tax advantages of IRA’s. We can put you in touch with a reputable custodial company to facilitate investing retirement funds with Precision Capital.

What rate of return can I expect?2018-07-18T21:27:46+00:00

Your rate of return is directly related to the interest rate on the note you purchase. The rate of return on Precision Capital investments sold in the past 12 months has been in the 9 1/2% range. All investments are secured by first trust deeds on real estate.

What does a fractionalized security mean?2018-07-18T21:28:16+00:00

A fractionalized security is a method in which the note on real estate, and secured by real estate, is divided up within a joint venture and purchased by multiple investors, as opposed to one investor owning and funding the whole note. This fractionalization allows investors to spread out, or diversify their investments throughout a portfolio, reducing risk and diversifying their funds.

Who services these loans and how do I get my payments?2018-07-24T19:38:04+00:00

Precision Capital services 100% of the loans we originate. As an investor, you, or your custodian if retirement funds are invested, get a check each month as the borrower makes their payment. Each payment to you includes a detailed accounting of all money collected and your current investment balance on each investment you have.

How long is my money tied up?2018-07-18T21:30:50+00:00

You choose the loans you want to invest in, so you decide. Typically long term loans mature in five to ten years at which time you should get your remaining principal balance. However, Precision Capital does also offer shorter term notes that may mature in as little as twelve months.

Loans are secured by real estate; what kind of real estate?2018-07-24T19:39:58+00:00

Precision Capital loans on owner-occupied residential homes, commercial property, vacant land, second homes and investment properties. The underwriters of the loans at Precision Capital focus on conservative loan-to-value ratios and income documentation no matter what the property type is.

Who decides where my money is invested?2018-07-18T21:31:51+00:00

You do. No one knows your investment goals better than you. Precision Capital will provide you different loans that have units available for investment with extensive background information so you can make a very informed decision.

Who keeps track of the accounting a documentation I need for my taxes?2018-07-18T21:32:27+00:00

Precision Capital provides you a full accounting with each payment and provides an easy to read year-end report including a 1099 form reflecting your interest earned.

Can anyone invest?2018-07-18T21:32:58+00:00

Any Oregon resident can invest.

Can I see the types of investments that might be available?2018-07-24T19:41:09+00:00

Absolutely. Just call us at (541) 485-2223, or toll free at (866) 207-0740, or email us at to set up your own private consultation.